Tips for First Time Insurers Who Are Planning a Motorhome Purchase

When it comes to buying your first motorhome, one of the biggest annual costs – other than fuel – is going to be your insurance policy.

Most people move into the world of motorhome ownership after owning a caravan for a number of years. The reason that they are popular is that they are so convenient for touring in. Unlike a caravan which needs to be hitched on and off the tow bar of the family car or four by four (we dare you to try this in the middle of a torrential downpour!), a motorhome makes life so much easier.

Whether you are buying a second hand campervan from a private advertiser, or a brand new American RV from a local dealer, the act of buying a motorhome can be seriously expensive. You could easily spend anywhere from ten to twelve thousand for a small, basic used model and up to a hefty quarter of a million pounds for a deluxe American version. And this is before we even get to the insurance and the cost of filling the tank!

If you are looking for to buy a new motorhome then there are six main points to consider:

• What size of motorhome are you happy to drive?
• How many people do you need to accommodate?
• How many people will be travelling in your motorhome?
• What distances do you plan to cover and where do you plan to stay?
• How often will you be sleeping in your campervan?
• Where will your motorhome be kept when not in use?

All of these will have a bearing on the cost of your insurance policy – so it really does pay to take these factors into account!

With these questions answered – you are now ready to look around for an RV that will meet your needs. Of course, it is always worthwhile doing as much research as possible before committing to buy – so make sure you read plenty of motorhome owner articles so that you know exactly what to expect before making that final purchase.

Your final decision is whether to buy a new or used model. There are plenty of bargains to be had if you know where to look – and there are many dealer websites which will show you exactly what’s available so you can easily get a feel for the market before choosing which particular type of RV you are going to end up with.